When to Save and When to Splurge on Jewelry Purchases
With so many variations in diamonds, it’s hard to know when to save and when to splurge, but there are several ways to get the perfect diamond ring, without paying for it. Here are a few jewelry purchasing tips:
- We always recommend reducing clarity because the differences between the grades are usually not visible to the naked eye. For example SI vs VS; SI refers to slight inclusions that can only be viewed under 10x magnification, compared to VS whose imperfections can’t even be seen under 10x magnification- hence more expensive).
- Next we recommend reducing color. Colorless diamonds with a grade of D, E and F are nearly indistinguishable. Near colorless diamonds G and I are still very white and if you’re considering a warm metal like yellow or rose gold, you can safely drop to a J grade color.
Diamond Color Grades:
D-F = colorless diamonds
G-J = near colorless diamonds
K = faint
L-Z = faint to light color
- Another way to save is by reducing the cut. As long as they aren’t below Very Good they will reflect the light in order to sparkle.
- We never opt for a diamond with strong fluorescence. This natural occurrence greatly affects the sparkle of the diamond and makes it appear murky, especially under certain lighting.
- Picking diamonds that are just under the “magic numbers,” for example, 1.47 cts instead of 1.50 can save you money.
- Lastly, if you want to splurge, you can take care of your ring by getting it insured and keeping up on maintenance.